Phillip Scheiber graduated from Huntington Catholic High School in 1975, and joined the US Army. After serving in Korea, he attended Southern Connecticut State University, majoring in Political Science. After graduating he was commissioned in the US Army, and served again in Korea, the 18th Airborne Corps. He was assigned to the 1st Armored Division, and the 2nd Armored Cavalry Regiment. In 1988 he commanded an artillery battery, and was on the border with East Germany when the Berlin Wall was taken down. He retired at the rank of Major.
Phil began his insurance career with the Knights of Columbus, the largest Catholic Fraternal organization in the world. During this 10 year period, he focused on life insurance for families, annuities, and long term care. From 2003 through 2004 Phil traveled several states working for an estate planning company, conducting seminars on financial and estate planning issues.
In 2005 Scheiber & Associates was founded. The mission statement of this new company was to provide comprehensive planning along three types of consumer risk; health insurance planning, (including medicare), life insurance and estate planning, and lifetime income planning.
Combining the use of traditional and modern life insurance with the most cutting edge income and health products, Scheiber & Associates provides a 360 degree vision for their clients’ planning. The recent addition of the Legal Shield product adds another layer of protection for consumers, offering an affordable method to obtain legal services, wills, trusts, and other advice.
An Independent Advantage
We are Independent Agents, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Scheiber & Associates represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.
What is an Independent Insurance Agent?
When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!
The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, car insurance, home insurance or businessowner policy — you wouldn’t have a choice. The only solution would be going to that one company.
With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.
An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.
When you buy insurance, whether it’s for your home, your car or your business, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, it’s up to you to make the final choice.